Your Boise mortgage resource for first time home buyers.
My clients call me "The Closer." I am in the serious business of helping people buy and sell houses here in the Treasure Valley. I am serious and passionate about searching the market, knowing the market, helping clients approach buying and selling properties from a very business-like, objective, and informed angle, negotiating offers, and BEST OF ALL, getting deals under contract closed! I am … [Read more...]
Boise Idaho First Time Home Buyers definitely need to be very well acquainted with their residential credit report. Ordering your first credit report is a great first step. Knowing what is on your credit report way in advance, is a great way for Boise First Time Home Buyers to take control of their financial future and be proactive. There are 3 different ways to get started. Print out … [Read more...]
Idaho first time home buyers need to take control of their home buying process and understand all documentation. All Boise first time home buyers should have all of their documentation ready to go. Recently, the mortgage lender requirements have become more restrictive and are also constantly changing. Be prepared and take the time to understand the home buying … [Read more...]
Do you have some questions about purchasing a new Boise Idaho home. Go ahead and give me a call anytime between the hours of 8:30 am to 5:30 pm (mountain standard time) and I will be glad to answer all of your questions. Many Idaho first time home buyers have concerns about the Boise home loan process, but do not feel comfortable with filling out an Idaho home loan … [Read more...]
David successfully bought, sold, remodeled and held property as a landlord and homeowner for many years before he was a Realtor. He had such a passion for investing that he decided to start sharing the lessons he's learned with his clients. "Real estate is a people business," says Gray. "Yes, there are great tools available to help you in your search. But ultimately, you need an … [Read more...]
Idaho mortgage insurance is a must when purchasing a home with less then 20% Down payment. Mortgage Insurance is required when a home is purchased with less then 20% down payment. There is a monthly portion for all FHA loans which is based on .55% and an upfront premium of 2.25% which is financed into the loan amount. Conventional loan also require mortgage insurance when purchasing a … [Read more...]
One of the downsides to this real estate market are the number of short sales on the available to the home buying public and in need of due diligence . I have heard from many sources how long and painful these short sale transactions are. Boise Idaho home buyers need to be well aware of how long the process REALLY takes. That is why it is so critical for a home buyer to be working with a … [Read more...]
When will people learn? Home buyers are still attempting NOT to use a professional Realtor and home inspector. What are they thinking? Using these professional services will save you much more money then trying to go it alone. The stories about home buyers not using a home inspector are endless. How much is a home inspection these days? $250. - $500? Recently a friend of mine … [Read more...]
What have you been hearing about the Real Estate Market? Dear Past, Present and Future clients, Wow, we’ve made it through one of the toughest years in Real Estate history. While many local businesses felt the effect of the economic downturn I am blessed to say, my business held strong. But that was not without advanced effort. Yes, this meant working harder and smarter than ever before, … [Read more...]
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