Welcome to My First Boise Home Mortgage!

Your Boise mortgage resource for first time home buyers.

Our goal is to provide fast and accurate information to Boise & Treasure Valley First Time Home Buyers and Realtors, and offer guidance when necessary when pursuing home loans.
Idaho Housing Home Loan Portal
 

Credit Report for Boise First Home Time Buyer

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Boise Idaho First Time Home Buyers definitely need to be very well acquainted with their residential credit report. Ordering your first credit report is a great first step.  Knowing what is on your credit report way in advance, is a great way for Boise First Time Home Buyers to take control of their financial future and be proactive. There are 3 different ways to get started. Print out … [Read more...]

All About Guild Mortgage in Boise Idaho

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Guild Mortgage Company is the leading privately-held mortgage company in the Western United States. We have lived, experienced, and proved our commitment to our customers and employees for more than forty years, through all kinds of markets, by creating partnerships for lasting success. We pair the resources of large companies with the accessibility and soul of a small company, to serve our … [Read more...]

Required documentation for a Boise First Time Home Buyer

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 Idaho first time home buyers need to take control of their home buying process and understand all documentation.    All Boise first time home buyers should have all of their documentation ready to go.  Recently, the mortgage lender requirements have become more restrictive and are also constantly changing.  Be prepared and take the time to understand the home buying … [Read more...]

Mortgage Insurance for Boise Idaho First Time Home Buyers

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Idaho mortgage insurance is a must when purchasing a home with less then 20% Down payment. Mortgage Insurance is required when a home is purchased with less then 20% down payment.  There is a monthly portion for all FHA loans which is based on .55% and an upfront premium of 2.25% which is financed into the loan amount. Conventional loan also require mortgage insurance when purchasing a … [Read more...]

Credit Report Scores Impact Idaho First Time Home Buyers

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Credit Scores determine a Idaho First Time home buyer's interest rate and program qualifications! For Idaho first time home buyers, the credit report is the most basic and essential parts of the home purchasing process.   There is much hype all over the Internet and tv regarding credit reports and their related scores.   Most of the companies want you to sign up for a monthly service … [Read more...]

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