Your Boise mortgage resource for first time home buyers.
Boise Idaho First Time Home Buyers definitely need to be very well acquainted with their residential credit report.
Ordering your first credit report is a great first step. Knowing what is on your credit report way in advance, is a great way for Boise First Time Home Buyers to take control of their financial future and be proactive.
There are 3 different ways to get started.
Print out a loan application, and fax to 208-489-2809.
or scan and email. CBallhagen@GuildMortgage.net or you can email me your Full Name, Current Address, and contact information. NEVER EMAIL YOUR SOCIAL SECURITY NUMBERS TO ANYONE. I will contact you by phone and you can give that information verbally. or You can schedule an appointment and I can check your credit at that time.
After that I will provide you with a full residential credit report, at no cost, for your records and discuss any adverse accounts that you may have.
All residential credit reports provide a score from each of the 3 bureaus. The mid score is number that will determine what programs and interest rates that will be available. If the mid score is below 580, a home purchase is not a possibility at this time. If the scores are above 740, all financing programs would be available, assuming all other criteria is met.
Check today’s rates for Boise First Time Home Buyers or complete an E Application online.
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Guild Mortgage – Home loans Boise – Craig Ballhagen 208-713-3309
Idaho First Time Home Buyer Instant Gratification
Request for No Obligation Boise Home loan Analysis
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