Welcome to My First Boise Home Mortgage!

Your Boise mortgage resource for first time home buyers.

Our goal is to provide fast and accurate information to Boise & Treasure Valley First Time Home Buyers and Realtors, and offer guidance when necessary when pursuing home loans.

Boise asks: What is a "Idaho First Time Home Buyer"

A Boise Idaho first time home buyer is someone who has not owned a home for the last 3 years.  Providing your last 3 years of Federal Tax Returns is required by Idaho Housing. 

The advantages of being a Idaho first time home buyer qualifies you for zero down Idaho Housing programs.

A Idaho First time home  buyer zero down Boise home loan is usually made up a FHA home loan for 96.5% of the homes value and the remaining 3.5%, can be in the form of a small second mortgage  equaling 100% financing (zero down).  There are 2 types of second mortgages offered through Idaho Housing.  These programs will be explained in much more detail.

 

To learn more about Guild Mortgage and myself please visit my other site.

Guild Mortgage – Boise Home loans – Craig Ballhagen 208-713-3309

Idaho First Time Home Buyer Instant Gratification

Request for No Obligation Boise Home loan Analysis

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