Most Boise Idaho first time home buyers focus only on “what is the rate”? When the most important question is “WHERE IS MY IDAHO MORTGAGE PROCESSED?” The interest rate is very important, but where the mortgage loans are underwritten and funded is primary.
IF YOUR IDAHO FIRST TIME HOME BUYERS LOANS CAN’T BE CLOSED ON TIME OR CLOSED AT ALL, THE RATE MEANS NOTHING!
Guild Mortgage is located near the intersection of Chinden and Cloverdale here in Boise. All Idaho first time home buyer loans are processed, underwritten, and funded all in our Boise Idaho location. If necessary, a first time home buyer can contact our underwriter and even meet face-to-face.
This is a HUGE ADVANTAGE for Idaho first time home buyers. You will know exactly where your Boise loan is in the process at all times…never leaving you in the dark.
The “In House Process” is the key to ensuring a Boise Idaho First Time Home Buyer’s file will be closing on time every time.
Many other mortgage Boise lenders have their files underwritten in a centralized processing center (some large city out of Idaho). Out-of-state processing will take weeks instead of days. An Idaho First time home buyer looses all control.
Guild Mortgage offers all types of Idaho First Time buyer home loans. There are basically 2 types of Boise home loans available to the consumer: Government and conventional. Most of the time a Idaho First Time Home Buyer will have a FHA (Federal Housing Administration) loan. FHA mortage loan allows buyers to put down the minimum amount, 3.5%, which can be “Gifted” by a family member. All of the mortgage Boise loan closing costs can be paid by the seller (6% of the purchase price).
The required 3.5% can also be financed with a small second mortgage loan (the 1st mortgage is the FHA loan) through Idaho Housing Authority.
BOISE IDAHO FIRST TIME HOME BUYERS-TAKE CONTROL OF YOUR IDAHO MORTGAGE PROCESS!
Other posts like this one-
- The “New” Home Buyer Tax credit For Boise Idaho
- Boise Idaho First Time Home Buyers Mortgage Loan Application
- No HVCC for Boise Idaho First Time Home Buyers
- Boise First Time Home Buyers Leverage Tax Credit
- Boise Idaho Home Buyers Free Credit Report
- Private Mortgage Insurance Really Stinks!
To learn more about Guild Mortgage Home Loans and myself please visit my other site.
Guild Mortgage – Idaho Mortgage – Craig Ballhagen 208-713-3309
Request for No Obligation Boise Home loan Analysis