Welcome to My First Boise Home Mortgage!

Your Boise mortgage resource for first time home buyers.

Our goal is to provide fast and accurate information to Boise & Treasure Valley First Time Home Buyers and Realtors, and offer guidance when necessary when pursuing home loans.
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Home buyers, Use a Realtor & Get An Home Inspection

When will people learn?  Home buyers are still attempting NOT to use a professional Realtor and home inspector.  What are they thinking?

Using these professional services will save you much more money then trying to go it alone.  The stories about home buyers not using a home inspector are endless.  How much is a home inspection these days?  $250. – $500? 

Recently a friend of mine took the sellers word that the property was in great shape and there is not water in the crawl space.   Guess what, there was water in the crawl space and the repair cost was well over $3500.00.  So much for saving a buck.  In the real estate world, these instances are for too numerous.  

Use an Idaho Professional Realtor

Now for those home shoppers that think they can find a “great deal” on their own.  You will most likely loose every time.  When a buyer doesn’t have a Realtor in their corner, they will have no one else to blame but themselves when everything falls apart.  Not to mention the details that were over looked due to in experience.  When a buyer goes it alone, they need to ask themselves: how many transactions have I experienced in my life?  Probably none.   I would be nearly impossible not to make one mistake after another. 

  When a professional Realtor “has your back”, you can be assured that the agent and the company they work for is insured and will go to bat for you when the transaction falls apart. 

There are plenty of things a home buyer can save money on, just don’t make the mistake of saving a buck on a Realtor and home inspector.

Check today’s rates for Idaho First Time Home Buyers and complete an online E-application

Here are a few of my other posts

Boise Idaho, Your Loan is Approved! Maybe Not?

Tips For Boise First Time Home Buyers

The “New” Home Buyer Tax credit For Boise Idaho

Boise Idaho Home Buyers Free Credit Report

Boise First Time Home Buyers Leverage Tax Credit

Boise Idaho First Time Home Buyers Mortgage Loan Application

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Guild Mortgage – Boise Home loans – Craig Ballhagen                         208-713-3309           

Idaho First Time Home Buyer Instant Gratification

Request for No Obligation Boise Home loan Analysis

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  1. home inspector…

    My buyer will learn more in 3 hours with a home inspector than over the next 3 years living there….

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