Required documentation for a Boise First Time Home Buyer

 Idaho first time home buyers need to take control of their home buying process and understand all documentation. 

  All Boise first time home buyers should have all of their documentation ready to go.  Recently, the mortgage lender requirements have become more restrictive and are also constantly changing.  Be prepared and take the time to understand the home buying process.

 Here is a list of the basic items that a first time home buyer will need to provide.  Along with a complete loan application.    You can scan/email or fax to 208-489-2809

1. 30 Days most current paystubs
2. 2 Months bank statements on all assets (checking and savings) all pagess
3. 2008 and 2009 w-2′s for all jobs
4. Home Owners Insurance information-agent and company
5. Last 2 years of federal tax returns for self employed
6. 3 years tax returns for First Time Home Buyers
7. Finally Home first time home buyer class with Idaho Housing Authority.  It can be taken online.

It is in the best interests of a first time home buyer to have all of their personal documentation upfront. If you have any questions please call my cell phone anytime 208-713-3309.

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